When you think about it, the ideal apps to onboard the masses to DeFi would have: -Easy to use and seamless (UX needs to be intuitive) -Mobile-first app (people love doing everything on their phone nowadays) -Non-custodial -On & off ramps everywhere -Low fees -Competitive and sustainable yields -Insurance funds for user protection -Regulatory compliance (builds trust) -Clear & transparent way to track flow of money for tax purposes Tbh, this is pretty much was @aave has built with their new app. Really exciting to see it live. I would love to see something similar happening on Solana. This needs to come from a trusted team and I can think of no one other than @kamino to do this. I hope there is something cooking here.